May 20, 2019

What does flood insurance cover?

Many homeowners do not know that their homeowners' insurance does not cover flood damage. With nearly 20 percent of flood claims from areas that are considered low-risk regions it highlights the need for owners to discuss with their agent the inclusion of a flood policy for their protection.
May 11, 2019

Are You Prepared for Hurricane Season?

Hurricane season is from June 1st through November 30th, and in Florida experts are predicting a very active hurricane season, much like 2018. May is hurricane preparedness month and we have some tips to keep you and your home safe and secure.
March 20, 2019

Providing employee insurance benefits in Florida

One way to bring in and retain talent is to offer a comprehensive package that spans many different types of employee benefits insurance.
March 20, 2019

How to compare whole life and term life insurance policies

Shopping for life insurance is confusing. There is term life insurance and several types of whole life insurance policies. Choosing the right one for your situation is not easy. You need to compare life insurance policies, including the cost of each one, the death benefit available and whether the policy accumulates a cash value.
February 21, 2019

Understanding Umbrella Insurance

Understanding Umbrella Insurance It is simply prudent to carry insurance to protect your most valuable assets. To this end, most people will insure their car and […]
November 26, 2018

Assignment of benefits scams rip off tens of millions of dollars a year

By Joseph A. Mann Jr., FloridaBulldog.org  Immediately after Hurricane Michael devastated parts of the Florida Panhandle, the Consumer Protection Coalition, a business-backed group, warned insured home […]
October 31, 2018

The High Cost of a DUI

As the holidays are approaching our calendars will fill up with parties. This is a good time to remind you that of the dangers, and costs, of drinking and driving.  A conviction for driving under the influence (DUI) has serious consequences. A Florida DUI conviction comes with greater civil and criminal penalties that many other states. If you have a blood alcohol concentration (BAC) of 0.08 or higher when stopped by law enforcement, you will be charged with a DUI.
August 22, 2018

Buyer Beware – Assignment of Benefits

At The Marcus Group we are always looking out for our policy holders, and recently we encountered a little known practice that is plaguing homeowners, that we were compelled to share it with you.
July 24, 2018

How well do you understand your Homeowner’s and Flood Insurance Policies?

If you own a home or business in Florida, you understand how important having adequate insurance is in the event of a natural disaster. But a recent report from the Insurance Information Institute found that many people are unclear about what is and isn’t covered in their homeowners’ insurance.
June 26, 2018

What is Gap Insurance and How Does It Work?

Everyone is relatively aware of the requirements of liability insurance, but most people ponder, "What is GAP insurance?". Like most types of insurance, GAP insurance may go unnoticed until the unfortunate event you need it.