Many Floridians are having a harder time getting homeowners' insurance. Not only have premiums been rising faster than before, but simply finding the right insurance for your needs—or a carrier that will work with you—is becoming more difficult across the state.
According to a new report commissioned by insurers, lawsuit-reform groups, and state representatives, it's primarily an out-of-control litigation economy that is causing Florida's insurance market to be pushed to the brink of collapse.
Shopping for life insurance is confusing. There is term life insurance and several types of whole life insurance policies. Choosing the right one for your situation is not easy. You need to compare life insurance policies, including the cost of each one, the death benefit available and whether the policy accumulates a cash value.